What Reasons Can The Insurance Company Use to Deny My Claim?
In theory, the reasons that an insurance company can use to deny a claim are as limitless as the imagination of the creative adjuster. So long as there is some factual basis for the denial, there are no limitations. Most insurance companies are huge entities with massive resources that dwarf those of the individuals with whom they have a dispute. As Attorney Eric T. Kirk will advise you.
There is a code of conduct for insurers regarding the claims practices. Maryland law provides that it is an “unfair claim settlement practice” to: refuse to pay a claim for an arbitrary or capricious reason; misrepresent pertinent facts or policy provisions; or to fail to provide a basis for denials.
Unfortunately for the injury victim, the remedy for a violation of these rules is typically the imposition of an administrative fine against the insurer. That does little to help with injury victim who may be out of work with massive and mounting medical bills.
I’ve made a career of battling insurance companies, to ensure fair compensation for those I represent. I’d be happy to take a complimentary look at your claim and offer my opinions and advice. Feel free to contact me today to schedule a discussion.
- Baltimore Personal Injury Trial Lawyer Eric T. Kirk
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A Baltimore car accident and personal injury litigator who has taken hundreds of cases to trial in Maryland, New York and Florida, recovering millions over a 30-year mission to obtain denied compensation for his clients.
