What Is Baltimore, MD Uninsured Or Underinsured Motorist Coverage?
Why Get Baltimore, MD Uninsured Or Underinsured Motorist Coverage?
The answer here is straightforward and unhesitating. “Why Get Baltimore, MD Uninsured Or Underinsured Motorist Coverage?” Experienced Baltimore accident and injury lawyers recommend Baltimore residents get uninsured motorist insurance coverage for one reason. The protection of yourself, the occupants of your vehicle and members of your household.
Attorney Eric T. Kirk will tell you.
Transcript
The goal here is the protection of yourself, the occupants of your vehicle and members of your household. Uninsured and underinsured are different coverages under Maryland law, although they’re defined in the same section. Uninsured motorist coverage governs the situation where another driver causes an accident that damages you and has no insurance whatsoever. In that instance, your uninsured motorist coverage kicks in and provides you with benefits. Underinsured motorist coverage would involve a situation where another driver hits you, causes damage, has insurance, but it’s not enough insurance to fully compensate you for your loss. Then your underinsured coverage kicks in to make up the difference.
What Is Baltimore, MD Uninsured Or Underinsured Motorist Coverage?
If you’ve been injured in a Baltimore car accident and face medical bills or lost wages, you expect the at-fault driver’s insurance to cover your losses. But what if their liability coverage, say $30,000, falls short? Or if they lack insurance entirely? Baltimore personal injury lawyer Eric T. Kirk explains that Maryland law allows you to recover through your own “underinsured” or “uninsured” motorist coverage, which steps in when the other driver’s insurance is insufficient or absent. Contact me today to explore your Baltimore based personal injury legal options.
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A Baltimore car accident and personal injury litigator who has taken hundreds of cases to trial in Maryland, New York and Florida, recovering millions over a 30-year mission to obtain denied compensation for his clients.
