When Do I Qualify for PIP benefits?
The availability of PIP benefits directly affects the value of a Baltimore automobile/car accident claim as the benefits, in part, cover medical expenses that would otherwise need to be paid from settlements of judgments. Passengers in these vehicles generally do not qualify. buses taxicabs and state-owned vehicles There may be exceptions that should be explored... Read more »
My PIP Insurance Carrier Denied My Claim or Won’t Pay My Medical Bills
Baltimore personal injury lawyers see this happen every day. The PIP law requires that insurance companies pay all “reasonable” and “necessary” medical expenses up to the policy limits for those that buy PIP insurance from them. The reality is insurance companies almost never pay the full amount of the medical bills they are sent. Insurers sometimes contest... Read more »
How Do the Costs of Litigation Effect The Value of My Personal Injury Case?
It’s no secret that litigation is expensive. We’ve all seen movies where the litigation costs in a toxic tort claim against a fortune 500 company bankrupt the participates. Those types of claims are seminal, and far afield from the typical case litigated in Baltimore, Maryland. But even straightforward motor vehicle accidents can cost thousands of... Read more »
I’m Easily Injured. Am I Still Entitled to Compensation for an Accident?
It’s not a laughing matter, but Baltimore personal injury lawyers Attorney Eric T. Kirk know the law recognizes that, yes, unfortunately, a given person may be more likely or more easily injured than another. The age-old adage is that an at-fault party “takes his or her plaintiff as he or she finds them”. If that results... Read more »
The Insurance Company Says The Value of My Case Must be Reduced to Present Value.
Baltimore personal injury lawyers would probably agree this is a complicated subject, well beyond the scope of these volumes. However, the concept plays a significant role in intelligently valuing any serious automobile accident or personal injury case, and evaluating the reasonableness of any settlement. Assume an accident victim sustains a serious injury, and will require medical care... Read more »
Can I Recover More Than The At Fault Driver Has For Insurance? What is an Excess Judgment?
The answer is “yes”, but it’s not easy. One scenario is the “excess judgment”. For example, assume your Baltimore car accident case goes to trial, and you receive $40,000, and the defendant was insured for $30,000. The insurance company for the defendant pays the $30,000. But by the terms of the policy, that is the... Read more »
Can I Collect That Judgment? What is a Garnishment?
We’ve discussed in other chapters the bane of Baltimore personal injury litigation, for victims and lawyers alike– the uninsured defendant. The same sort of frustration can set in where there is limited insurance, and a sizeable excess judgment above the policy limit. As Attorney Eric T. Kirk will tell you. There are more than a few... Read more »
Can I Collect on My Judgment? What Are Execution and Levy?
We’ve discussed in other chapters that the presence and amount of insurance is a major factor in determining the worth of a case, as a case against an uninsured person may be worth nothing at all. Having a piece of paper saying someone owes you money, is something much different from actually having that money.... Read more »
The Insurance Company Denied My Claim or Made a LowBall Offer. Can I Sue Them?
It’s an unfortunately common scenario. The insurance company for the at-fault driver offers you a few hundred dollars in settlement of your personal injury claim. They tell you that it is difficult to understand how you were hurt because the vehicles involved did not sustain massive property damage that costs thousands of dollars to repair -or some... Read more »
How Do I Get All of My Medical Records and Bills For A Personal Injury Case?
I’ve Attorney Eric T. Kirk outlined in other volumes the various elements of recoverable damages. Medical expenses are frequently the biggest single piece of that pie. You, of course, are entitled to recover your medical costs, but you need to demonstrate what they were. Assembling all the medical bills incurred, in a form that is admissible at trial, can... Read more »
I Lost My Job Because Of This Accident. Can I Recover My Lost Wages?
You bet. If you are hurt in a Maryland automobile accident by the negligence of another, and are kept out of work by a doctor, the wages you’ve lost are recoverable. If you are given a light duty or part time duty restriction by your doctor, you’re entitled to recover the difference between what you... Read more »
How Baltimore Much is My Case Worth? Three Times My Medical Bills?
As as Baltimore personal injury and accident layer- the most frequently asked question is get: How Baltimore Much is My Case Worth? -and often, the follow-up- Three Times My Medical Bills? The articles in my guides are devoted to shedding light on the multitude of factors that go into determining fair value for a Baltimore... Read more »
