What is Insurance Policy Stacking?
We’ve discussed in other chapters that the availability of insurance, and the amount of that insurance is often the most important single factor in assessing the value of a case. If you can recover from more than one policy, your case has a greater value, or at least a greater possible maximum value. Stacking is... Read more »
Can I Collect That Judgment? What is a Garnishment?
We’ve discussed in other chapters the bane of Baltimore personal injury litigation, for victims and lawyers alike– the uninsured defendant. The same sort of frustration can set in where there is limited insurance, and a sizeable excess judgment above the policy limit. As Attorney Eric T. Kirk will tell you. There are more than a few... Read more »
Can I Collect on My Judgment? What Are Execution and Levy?
We’ve discussed in other chapters that the presence and amount of insurance is a major factor in determining the worth of a case, as a case against an uninsured person may be worth nothing at all. Having a piece of paper saying someone owes you money, is something much different from actually having that money.... Read more »
The Disappearing Motorist
This is not truly a situation involving a ‘hit and run“, or at least it is a variant on that theme. Perhaps this situation can be though of as a ‘delayed hit and run’. In other words, the person responsible for the accident stays at the scene, but later disappears, at least for all intents... Read more »
Uninsured Motorist Insurance Coverage
What is uninsured motorist coverage? Uninsured Motorist coverage is considered “first party” insurance. Like health, or perhaps disability insurance, it is your insurance. You pay the premiums. You have a policy with your insurance company. Your insurance company owes you some duties of fair dealing. And, if a loss happens, you can look to your... Read more »
I Was Uninsured During Baltimore Motor Vehicle Accident. Compensation For My Losses?
If you were operating a motor vehicle in Maryland without carrying the required insurance coverage on that car, you may have committed a violation of the Transportation Article. If you were involved in a motor vehicle accident under those same circumstances and did not cause or contribute to that accident, the fact that you were... Read more »
What Type of Claim is Covered by Uninsured Motorist Insurance Coverage?
The law requires that all insurance policies written and issued in Maryland contain uninsured motorist coverage. This type of insurance coverage can apply to a variety of different situations- not all of which are defined in the policy of insurance. Uninsured motorist coverage is mandatory under Maryland law- unless the individual purchasing the insurance, in... Read more »
What Is Baltimore, MD Uninsured Or Underinsured Motorist Coverage?
Why Get Baltimore, MD Uninsured Or Underinsured Motorist Coverage? The answer here is straightforward and unhesitating. “Why Get Baltimore, MD Uninsured Or Underinsured Motorist Coverage?” Experienced Baltimore accident and injury lawyers recommend Baltimore residents get uninsured motorist insurance coverage for one reason. The protection of yourself, the occupants of your vehicle and members of your... Read more »
