What Are the Most Common Types of Personal Injury Lawsuits?
Personal injury law is a special area of law that enables an injured victim to receive the monetary compensation they deserve when another party’s intentional or negligent actions caused them harm. There are many different types of personal injury lawsuits that may be filed under Maryland law, but the following are the most common. Medical... Read more »
What Happens When the Insurance Company Denies My Claim?
Does the insurance company have to have a reason to fight or deny my claim? That’s another question any seasoned Baltimore car accident lawyer has heard hundreds of times, and most will tell you the practical answer is “No”, they don’t. The Maryland Insurance Code tells us it is unlawful for an insurer to deny... Read more »
Uninsured Motorist Insurance Coverage
What is uninsured motorist coverage? Uninsured Motorist coverage is considered “first party” insurance. Like health, or perhaps disability insurance, it is your insurance. You pay the premiums. You have a policy with your insurance company. Your insurance company owes you some duties of fair dealing. And, if a loss happens, you can look to your... Read more »
Does the Amount of Insurance Affect the Value of My Personal Injury Case?
One of the factors in intelligently valuing a case is an assessment of both the availability and the amount of insurance. Insurance coverage in a typical car accident case involves two different potential types. One is liability insurance. As Attorney Eric T. Kirk will tell you. This is third-party insurance that covers the at-fault party, and which... Read more »
Is Allstate Insurance Company Going to Give Me a Good Settlement Offer?
Allstate makes an staggering amount of money. But, Is Allstate Insurance Company Going to Give Me a Good Settlement Offer? The money has to come from somewhere. Here is what Allstate itself says about its profitability. “Overall, Allstate had net income of $2.1 billion in 2015. Operating income*, which excludes capital gains and losses, was also $2.1 billion”1... Read more »
Insurance Company Denies Baltimore Injury Claim, Saying “Soft Tissue” / “Minimum Impact”
MIST may be acronym for Minimum Impact, Soft Tissue. Can The Insurance Company Deny My Claim By saying “Soft Tissue” Or “Minimum Impact”? From a legal standpoint, words have meaning, and this terminology is often a red flag that the insurer intends to minimize or challenge the claim. If they categorize an injury as “just... Read more »
Top 5 Maryland Personal Injury Questions: Should I Go To The Doctor, or, I Haven’t Gone To The Doctor Yet.
While it’s difficult to answer these inquiries with across-the-board precision, this subject arises frequently during initial case analysis and strategy sessions. The short answer to both questions posed in the title is a resounding “yes”. Anytime anyone who has been involved in a car accident asks me if they should go to the doctor, my... Read more »
Five Key Reasons Why Insurance Companies Deny Personal Injury Claims.
Maryland Insurance companies deny hundreds of claims each week. Perhaps the principal reason insurance companies use to deny claims concerns their oft-raised contention that: As Attorney Eric T. Kirk will tell you. There was not enough property damage to the involved vehicles for any the occupants to have been hurt. This is nonsensical in many ways,... Read more »
Can I Sue A Maryland Insurance Company For Emotional Distress If They Deny or Delay My Personal Injury Case?
This is a question, unfortunately, that has come up over the years for some of my clients. When dealing with a delayed Maryland personal injury claim, or a denied Maryland accident claim, particularly where protracted litigation has become necessary, frustration and anxiety can and due mount quickly. Where an injured individual has incurred medical expenses and has been forced to miss... Read more »
Top 3 Common Mistakes When Seeking Medical Treatment After A Motor Vehicle Accident.
One thing that I see frequently enough to merit attention is the person who delays first seeking medical care after they are involved in an accident. I discuss the possible impacts on a claim where someone waits too long to get medical treatment after a car accident in another Article. The bottom line is, and suffice it to... Read more »
When Do I Need to Hire a Personal Injury Lawyer?
A top personal injury lawyer is your zealous advocate when an insurance company denies you vital compensation due to an injury. When there are great losses at stake, and significant compensation due, you may be committing an irreversible error if you try to present your claim alone. It may be wise to hire a personal... Read more »
Reasons to Hire a Baltimore Personal Injury Lawyer
As long as you’re alive -you’re vulnerable to accidents. When ‘accidents’ result from the misconduct of another, the law providers a remedy. If circumstances warrant, you may consider filing a claim to get monetary compensation for your injuries. Personal injury claims are designed to benefit anyone suffering from psychological or physical injuries due to the... Read more »
